Are You an Investor Looking for Secured, Hi-Yield Investments?
Investing in Real Estate Trust Deeds with Alpen Mortgage could be your best bet. Our team has over 80 years combined experience in the industry.
Having a secured investment in real estate has never been easier.
What Is a Trust Deed?
A trust deed—also known as a deed of trust—is a document sometimes used in real estate transactions in the U.S. It is a document that comes into play when one party has taken out a loan from another party to purchase a property. The trust deed represents an agreement between the borrower and a lender to have the property held in trust by a neutral and independent third party until the loan is paid off.
Trust Deed vs. Mortgage
Trust deeds and mortgages are both used in bank and private loans for creating liens on real estate, and both are typically recorded as debt in the county where the property is located.
However, a mortgage involves two parties: a borrower (or mortgagor) and a lender (or mortgagee). In contrast, a trust deed involves three parties: a borrower (or trustor), a lender (or beneficiary), and the trustee. The trustee holds title to the lien for the lender's benefit; if the borrower defaults, the trustee will initiate and complete the foreclosure process at the lender's request.
How can we help you?
Let us understand more of what you’re hoping to accomplish.