Commercial

Commercial
Real Estate loans

Private Lending

Unlocking Business Growth

At Alpen Mortgage, we specialize in private lending solutions that help businesses grow by providing access to capital when traditional financing isn't the right fit. Our expertise in commercial real estate lending allows us to support investors, developers, and business owners with flexible funding options tailored to their needs.

What is a Commercial Real Estate Loan?

A commercial real estate (CRE) loan is a mortgage secured by a lien on commercial property rather than residential real estate. These properties are typically income-producing and used for business purposes including…

Office Buildings: Corporate spaces, medical offices, and co-working hubs

Retail Spaces: Shopping centers, storefronts, and malls

Hospitality Properties: Hotels, resorts, and event spaces

Multifamily Units: Apartment complexes and mixed-use developments

Why Choose Private Lending for Commercial Real Estate?

Traditional lenders often have rigid requirements, slow approval processes, and strict lending criteria that can stall business growth. Private lending, on the other hand, offers…

✔ Faster Approvals: Quick access to funding without months of waiting

✔ Flexible Terms: Customized loans structured to meet project needs

✔ Creative Financing: Solutions for unique or non-traditional properties

✔ Stronger Buying Power: Enables investors to seize opportunities banks may overlook

At Alpen Mortgage, we understand that timing and flexibility are critical in commercial real estate. Our goal is to provide smart, efficient lending solutions that empower businesses to expand, invest, and thrive.

Land Loans

A land loan provides financing to purchase a plot of land either for a single structure or potential subdivision. Banks and lenders evaluate credit history and the land’s current and future value to determine eligibility and loan structure. Land loans are considered riskier for lenders, however, as they lack a built structure as collateral.

Development Loans

A development loan provides financing for land improvements including excavation, infrastructure, and construction. It also covers holding costs until the property is sold or qualifies for long-term financing. These loans help transform raw land into fully developed, market-ready properties.

Tenant Improvement Loans

Tenant improvement loans provide financing for businesses to upgrade or customize a leased space. Landlords may also offer a tenant improvement allowance—funds contributed to enhance the space—as an incentive encouraging tenants to sign a lease.